MC MR MU PROMOTION M- 8 5. CIAC 6. NEW YEAR'S RESOLUTIONS 2OZ1 1. GET YOUR FINANCES IN ORDER 2. REVIEW YOUR FINANCIAL GOALS 3. UNDERSTAND YOUR INVESTMENTS New Year's Resolutions A perfect time to get your finances in order Review pensions and retirement plans Pensions are often people's second most vahuable asset after their home. Educate yourself financially Many people do not feel like they have a good understanding of investments, a good way to oyour 2021 New Year resolutions include working on your finances? Perhaps you have something specific in mind, such as reviewingyour current It is vital they are not neglected, and risk such a large asset being invested in investments that may be hugely out of line with your risk profile. How much will your pension provide in retirement? How many years will your pension last at your desired standard of living before running our? We can help you answer these questions and devise a smart plan to ensure you achieve your goals. understand this further could be to try listening to a podcast or read a personal finance book. This may help you to make wiser financial investment strategy or digging out a forgotten pension. On the other hand, your objective might be broader than that: to make choices in the future. sure you're on track to have the retirement you dream of, or to simplify your financial affairs. We look at some financial Rebalance your investment portfolio 2020 was a year of extreme swings for asset prices. Itis imperative you make sure your portfolio is well balanced and positioned precisely to meet your goals in the continuing resolutions that might strike a chord with some of you: To get financial affairs under control Make sure l'm on track to uncertain environment. meet my financial goals Often, people don't know if they're on track to meet certain goals. This could be anything from desired or early retirement, an exit plan from your successful business, or passing wealth down through generations without being liable to large tax bills. Ifyou hold investments that have been held for a long time, 2021 may bethe year to pull these together and take the burden off you. Have you got pensions all over the place from different employers? We can consolidate these all into one pot We have plenty of real experience improving people's financial situations in the areas above, so please do not hesitate to reach out if you require any of our services. so you can formulate ameaningful retirement plan that is imvested in line with your risk profile. Risk Warning With investing your capital is at risk. 8 Berry Lane, Longridge, Proston, Lancs, PR3 3JA 01772 780300 www.ribblevalley.raymondjames.uk.com RAYMOND JAMES | Ribble Valley MC MR MU PROMOTION M- 8 5. CIAC 6. NEW YEAR'S RESOLUTIONS 2OZ1 1. GET YOUR FINANCES IN ORDER 2. REVIEW YOUR FINANCIAL GOALS 3. UNDERSTAND YOUR INVESTMENTS New Year's Resolutions A perfect time to get your finances in order Review pensions and retirement plans Pensions are often people's second most vahuable asset after their home. Educate yourself financially Many people do not feel like they have a good understanding of investments, a good way to oyour 2021 New Year resolutions include working on your finances? Perhaps you have something specific in mind, such as reviewingyour current It is vital they are not neglected, and risk such a large asset being invested in investments that may be hugely out of line with your risk profile. How much will your pension provide in retirement? How many years will your pension last at your desired standard of living before running our? We can help you answer these questions and devise a smart plan to ensure you achieve your goals. understand this further could be to try listening to a podcast or read a personal finance book. This may help you to make wiser financial investment strategy or digging out a forgotten pension. On the other hand, your objective might be broader than that: to make choices in the future. sure you're on track to have the retirement you dream of, or to simplify your financial affairs. We look at some financial Rebalance your investment portfolio 2020 was a year of extreme swings for asset prices. Itis imperative you make sure your portfolio is well balanced and positioned precisely to meet your goals in the continuing resolutions that might strike a chord with some of you: To get financial affairs under control Make sure l'm on track to uncertain environment. meet my financial goals Often, people don't know if they're on track to meet certain goals. This could be anything from desired or early retirement, an exit plan from your successful business, or passing wealth down through generations without being liable to large tax bills. Ifyou hold investments that have been held for a long time, 2021 may bethe year to pull these together and take the burden off you. Have you got pensions all over the place from different employers? We can consolidate these all into one pot We have plenty of real experience improving people's financial situations in the areas above, so please do not hesitate to reach out if you require any of our services. so you can formulate ameaningful retirement plan that is imvested in line with your risk profile. Risk Warning With investing your capital is at risk. 8 Berry Lane, Longridge, Proston, Lancs, PR3 3JA 01772 780300 www.ribblevalley.raymondjames.uk.com RAYMOND JAMES | Ribble Valley